Planning a Budget Road Trip: The Complete Guide

Everything from vehicle cost calculations to route efficiency to the camping vs. motel decision for an affordable open-road adventure.

5 min read1000 words

Road trips offer freedom that other travel can't match—your own schedule, off-the-beaten-path discoveries, and the open road. Here's how to do it without breaking the bank.

Vehicle Cost Calculations

Rental vs. Personal Car

Calculate honestly:

  • Rental: Daily rate + insurance + gas + mileage fees (if any)
  • Personal: Gas + wear/tear allowance (IRS rate: ~$0.67/mile) + potential repairs

Short trips often favor personal cars. Longer trips or high-mileage routes may favor rentals that shift wear to someone else.

Rental Savings Tips

  • Book through Costco Travel, Autoslash for best rates
  • Check if your credit card provides insurance
  • Rent compact for better gas mileage
  • Airport locations often have fees—off-site may be cheaper
  • Return with full tank to avoid refueling charges

Route Efficiency

How you drive matters as much as what you drive:

  • Loop routes: Avoid backtracking, maximize new scenery
  • Avoid highways: When time allows, scenic routes are more rewarding
  • Cluster attractions: Don't zigzag—plan geographically sensible routes
  • Consider driving time: 6+ hours daily gets exhausting fast

Camping vs. Motels

The accommodation question defines road trip budgets:

Camping

  • $0-40/night depending on type (free dispersed to nice campgrounds)
  • Requires gear (or rental)
  • Weather dependent
  • Most immersive experience

Budget Motels

  • $60-100/night typically
  • Predictable comfort
  • More driving flexibility (no reservation pressure)
  • Real showers and beds

Hybrid Approach

Many road trippers mix both—camp when conditions are ideal, motel when needed.

Food Strategy

  • Cooler essential: Pack perishables, keep costs down
  • Breakfast supplies: Coffee, fruit, bread—never pay restaurant breakfast prices on the road
  • Picnic lunches: Rest stops and scenic overlooks beat fast food
  • One restaurant meal: Dinner as the daily treat
  • Grocery stops: Restock every 2-3 days

Pre-Trip Preparation

  • Oil change and fluid check
  • Tire inspection (including spare)
  • Test all lights and signals
  • Check brakes
  • Emergency kit: jumper cables, flashlight, first aid

Budget Sample: 7-Day Road Trip

Example: San Francisco to Seattle (Pacific Coast Highway)

  • Gas (1,500 miles, 30mpg, $4/gallon): $200
  • Camping (5 nights at $25 average): $125
  • Motels (2 nights at $80): $160
  • Food ($35/day average): $245
  • Activities (parks, one whale watching): $100
  • Total: $830

Split between two people: $415 each for a week-long adventure.

Hidden Costs to Budget

  • National park entrance fees ($35 per park, or $80 annual pass)
  • Parking in cities
  • Tolls (can add up quickly on East Coast)
  • Laundry
  • Cell phone data for navigation

Share this article

More from Road Trips

Join the Journey

Weekly tips on finding deals, packing smart, and making the most of your travel budget.

No spam, ever. Just practical advice for budget travelers.